BIZStrat STRATEGIC MANAGEMENT
Financial analysis ratios

Financial analysis ratios

For some students this will be new, for others a review. In either case, it's a handy reference to these ratios, used in analyzing companies in case studies. It's important to remember that the ratios these equations give must be compared with industry averages, which can be found in your library's reference area, in such titles as "Industry Norms and Key Business Ratios," "Annual Statement Studies," or "Almanac of Business and Industrial Financial Ratios." Standing alone, they mean next to nothing. Feel free to add this page as a bookmark.

From this page, you can find:

Profit ratios

Measure rates of profit

Gross profit margin
Percentage of sales available to cover operating costs
Net profit margin
Percentage of profit earned on sales
Return on total assets
Profit earned on the use of assets
Return on stockholders' equity
The rate of return on the stockholder's investment.

Liquidity ratios

Measure a firm's ability to meet maturing financial obligations and recurring operating expenses, usually short-term (i.e., a year or less)

Current ratio
Extent to which short-term creditors can be paid with conversion of assets to cash
Quick ratio
Ability to pay off claims of short-term creditors without relying on sales of inventory

Activity ratios

Measure the efficiency of asset use

Inventory turnover
Number of times inventory is sold
Days sales outstanding
Time between making a sale and collecting payment (or average collection period)

Leverage ratios

Measure the funds supplied by a firm's owners as compared with the financing provided by the firm's creditors

Debt to assets
Extent to which borrowed funds have been used to finance investments
Debt to equity
Balance of debt and equity
Times-covered ratio
Extent to which gross profit covers annual interest payments

Shareholder-return ratios

Measure the return the shareholder earns for holding stock in the firm

Total shareholder returns
Earnings on stock over time
Price-earnings ratio
Amount investors are willing to pay per dollar of profit
Market to book value
Expected future growth prospects
Dividend yield
Return to shareholders as dividends

Copyright © Marilyn Shaw and Merri Incitti

This page last updated November 1995

Profit ratios

Chapter 2 summary

Top of page

Home